We're all guilty of it.
We ignore warning labels.
We drive short distances without our seatbelts.
We take the batteries out of our smoke alarms because it just won't stop beeping in the middle of the night.
We shake our heads at a car full of teenagers driving too fast and say, "They think they're invincible."
But don't we all? Until tragedy strikes us, we all walk around feeling a little bit invincible.
I did too. I still remember the sympathy I felt for the family of students who lost their home to a fire last year. I rushed home during my planning to gather up some stuff to donate to them. I felt sad for them when they passed me down the hall. But I never thought it could happen to me.
Well, it did. And, I hate to say it, but it could to you too. In case it does, please stop what you're doing right now and learn from my tragedy by doing the following:
Make sure you have adequate insurance. When Jesse and I first bought our home, we hadn't sold our first house. We felt pretty strapped for cash, so we bought the minimum coverage. As soon as our first home sold, our insurance agent, Macky Hagan, advised us to up our insurance, promising us the current plan would not even touch what it would cost to replace our home. He was right. Thankfully, we listened. If we hadn't, we would not be able to move back into our home. We would currently be homeless...with a hefty mortgage.
Photograph/video your belongings. I'd actually never heard this piece of advice - until after the fire. But as I sat on my front porch trying to remember every single article of clothing, every single toy that we lost from my toddler's room, I sure I wish I had. It is a daunting task to try to remember the brand name, the age, and the quantity of every item in each room of your home. Photographic evidence, kept in a safety deposit box, is a great idea.
Check your wiring (especially if you live in an older home). Evidently we had four generations of wires in our basement. One of them was obviously faulty. This fire was going to happen to us. It was just a matter of time. We are incredibly blessed that time happened in the middle of the day when no one was home.
Have an escape plan if you have a second floor. This is the warning I ignored, and the one that now gives me nightmares. I'll never forget someone scolding me when I told her that Emerson's nursery would be upstairs while our bedroom was downstairs. She exclaimed, "You can't let her sleep alone upstairs until she knows how to climb out of a window!". I ignored the advice, thinking she was being dramatic. She wasn't. Our fire went straight up our steps. It charred the steps and the wall of Emerson's nursery. If we had been home, I would not have been able to get to her, and we had no way for her to get out. My daughter would have been stuck upstairs alone. That is the thought that haunts me to this day - it was difficult to type - but it is important for people to hear. We won't move back into our home until there is a landing off the second floor. I hope you at least will buy ladders.
Make sure you have smoke alarms - even in your basement. The only way we would have been able to get our daughter from the upstairs is if we'd had the time to do so - and the only way that could've been possible was through smoke alarms in the place where it all began, in our basement. You can't have enough of them.
Scan your pictures and save them somewhere besides your own computer. Since our fire was electric, we were told that anything plugged into the wall would be a loss. Thankfully, that turned out to be incorrect as Jesse's hard drive was repairable. But we lost numerous photo albums, scrapbooks, and picture frames in that fire. Scanning them onto our computer almost wasn't enough. Burn your pictures onto a CD and put that CD in a safe.
Buy a safe! Or a firesafe box. Or a safety deposit box. Have a spot where you can keep small family heirlooms, important papers, etc.
We aren't invincible. Tragedies happen. The only thing we can do is be prepared for when they do.